Have questions about insurance, investments,
or financial planning? Here are clear answers to help you make confident financial decisions.
Not sure where to start? We’ve answered the most common questions to help you understand your financial journey better
A financial consultant helps you choose the right insurance and investment plans based on your goals, income, and risk profile. This ensures your money is protected and grows efficiently without costly mistakes.
The ideal life insurance cover depends on your income, family responsibilities, loans, and future goals. We analyze your financial situation and recommend the right coverage for complete family protection.
Term insurance offers high coverage at low cost, while traditional policies combine savings and insurance. We help you choose the right option based on your financial objectives.
Yes. Corporate health insurance often ends when you change jobs or retire. A personal health policy ensures lifelong protection for you and your family.
Mutual funds allow you to invest in the market with professional management. With SIPs, you can grow wealth gradually and achieve long-term goals like retirement, education, or buying a home.
SIP (Systematic Investment Plan) lets you invest a fixed amount monthly in mutual funds. It builds disciplined savings and benefits from compounding over time.
All investments carry some risk, but mutual funds are diversified and managed by experts. We recommend funds based on your risk tolerance and financial goals.
The earlier you start, the less you need to invest. Even small investments today can grow into a large retirement corpus through compounding.
Absolutely. Every client receives a customized financial roadmap based on income, lifestyle, goals, and risk appetite.
Focused on understanding your income, expenses, and future goals, we help you build a clear financial roadmap. Perfect for beginners who want structured and stress-free financial guidance.
We analyze your life stage, family needs, and risk profile to recommend the right insurance policies and mutual fund plans tailored specifically for you.
From retirement planning to tax-saving strategies, we ensure your money grows steadily while your family stays financially protected at every stage of life.
Unroll your financial plan and discover the power of smart investments, reliable insurance coverage, and stress-free wealth management.
Find clear answers to common questions about insurance, investments, tax planning, and financial security. For personalized guidance, feel free to contact our expert advisors.
Life insurance and health insurance are essential for financial protection. Depending on your needs, you may also consider accident insurance and critical illness cover.
A general rule is 10–15 times your annual income, but the exact amount depends on your liabilities, family expenses, and financial goals.
Term insurance offers high coverage at low cost, while traditional plans combine insurance with savings and investment benefits.
Yes. Employer health insurance may be limited. A personal health policy ensures continuous and higher coverage even if you change jobs.
You should review your policies every 1–2 years or after major life events like marriage, childbirth, or home purchase.
Yes. We create customized financial plans based on your income, goals, and risk tolerance.
Long-term SIP investments, child plans, and goal-based financial planning help secure your child’s future.
An emergency fund should cover 6–12 months of expenses and should be kept in liquid funds or savings accounts.
You can start by setting financial goals and choosing SIP or lump sum investments with the help of a certified advisor.
SIP (Systematic Investment Plan) allows you to invest a fixed amount monthly. The ideal amount depends on your income, expenses, and future goals.
Yes, mutual funds are regulated and suitable for beginners when chosen based on risk profile and investment horizon.
You can book a consultation via our website, phone call, or WhatsApp.
Yes, we provide both online and offline consultations for your convenience.
Initial consultations are usually free. Detailed financial planning services may have a nominal fee.
Basic planning can be done within a few days, while detailed financial plans may take 3–7 working days.
Yes. We provide continuous support for claims, portfolio review, and financial updates.
Maity Consultancy helps individuals and families secure their future through trusted guidance in life insurance, health insurance, mutual funds, and financial planning — ensuring protection, growth, and peace of mind at every stage of life.
© 2026 Maity Consultancy. All rights reserved. | Managed by Speed Up